What is SCHUFA?

Are you searching for apartment for rent and suddenly the landlord is asking you for SCHUFA? But you have literally no idea how to do it or even what it is? Don’t worry! I can help you here! So, let’s find out what SCHUFA is!

SCHUFA is abbreviation for “Schutzgemeinschaft für allgemeine Kreditsicherung” or to put it in English “General Credit Protection Agency”. The company basically holds credit scores for more than 67 million people as well as 5 million companies. “But what do I have to do with some General Credit Protection Agency” you might ask. Well, the thing is, that in Germany some landlords want to know if they can trust you and if you will be able to pay the rent on time or if you had some financial issues before. In order to do that, they will ask you for either proof of income or SCHUFA. Or both in some cases. And here is exactly when it comes to SCHUFA! They will provide you with your credit score report, which you will be able to give to your landlord. The report price is 29,95 Euros.

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Accommodation Search in Germany

All of us have been in the situation when you need to find an apartment to live in. Whether you got a new job in another city, about to start university degree or simply moving in with your partner – one of the most important steps is finding a place you can call home for next moths or even years. I have moved a lot during my student life, from one city to another, sometimes 2 or 3 times within one city due to different circumstances. Therefore, in this blog post, I have compiled a guide for you on how to find an apartment with links on different websites.

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